New Merc Price List (from motortrader.com.my)

New Mercedes-Benz prices January 29, 2007

DaimlerChrysler Malaysia has announced the latest prices for its locally-assembled (CKD) and imported CBU models. The following prices shown exclude insurance premiums:A 170 Avantgarde 1699 cc – RM183,888.00 A 170 Avantgarde (High Specs) 1699 cc - RM198,888.00 B 170 1699 cc – RM204,888.00 B 170 (High Specs) 1699 cc - RM220,888.00 B 200T 2034 cc - RM288,888.00C 200 Kompressor Elegance 1796 cc -RM238,888.00 (CKD) C 230 Avantgarde V6 2496 cc – RM268,888.00 (CKD) C 230 Avantgarde V6 Sports Package 2496 cc – RM288,888.00 (CKD) CLK 200 Kompressor Coupé 1796 cc – RM488,888.00 SLK 200 Kompressor 1796 cc – RM468,888.00 E 200 Kompressor Elegance (New Generation) 1796 cc - RM353,888.00 (CKD) E 280 Avantgarde (New Generation) 2996 cc – RM423,888.00 (CKD) E 200 Kompressor Sports Package 1796 cc – RM398,888.00 CLS 350 3498 cc - RM679,888.00 CLS 350 (High Specs) 3498 cc - RM729,888.00 CLS 55 AMG 5439 cc – RM1,291,888.00 S 350 L-V221 (SE) 3498 cc – RM754,888.00 (CKD) S 350 L-V221 (SEL) 3498 cc – RM828,888.00 (CKD) S 350 L-V221 (SE) 3498 cc – RM908,888.00 S 350 L-V221 (SEL) 3498 cc – RM978,888.00 S 500 L 5461 cc – RM1,411,888.00 ML 350 3498 cc – RM504,888.00 ML 350 Sports Edition 3498 cc - RM554,888.00 R 350 L 3498 cc - RM502,888.00

Remember Me This Way (Jordan Hill)

This was the song for Shareel & Jamie’s wedding presentation which I had the honor of designing, preparing & presenting yesterday. It was a truly wonderful & memorable event…

Remember Me This Way (Jordan Hill)

Every now and then we find a special friend
Who never lets us down
Who understands it all
Reaches out each time you fall
You’re the best friend that I’ve found
I know you can’t stay
But a part of you will never ever go away
Your heart will stay

I’ll make a wish for you
And I hope it will come true
That life will just be kind
To such a gentle mind
If you loose your way
Think back on yesterday
Remember me this way
Remember me this way

I don’t need us to see
The love you bring to me
No matter where I go
And I know that you’ll be there
For ever more apart of me you’re everywhere
I’ll always care

I’ll make a wish for you
And I hope it will come true
That life will just be kind
To such a gentle mind
If you loose your way
Think back on yesterday
Remember me this way
Remember me this way

And I’ll be right behind your shoulder
Watching you
I’ll be standing by your side in all you do
And I won’t ever leave as long as you believe
You just believe

I’ll make a wish for you
And hope it will come true
That life will just be kind
To such a gentle mind
And if you loose your way
Think back on yesterday
Remember me this way
Remember me this way

Quote : Human

‘Rudeness is the weak man’s imitation of strength.’

- Eric Hoffer, 1902-1983

A tiring week

The past week has been a hectic one for me. Not getting enough sleep and rest but all for a good cause.

Since it’s now midnight, I’ll write on the details tomorrow. I need to catch up on some missed zzzzzzzzzzzz’s…..

My Destiny (Jordan Hill)

What if I never knew
What if I never found you
I’d never had this feeling
In my heart

How did this come to be
I don’t know how you found me
But from the moment I saw you
Deep inside my heart
I knew

Baby, you’re my destiny
You and I were meant to be
With all my heart and soul
I give my love to have and hold
And as far as I can see
You were always meant to be
My destiny

I wanted someone like you
Someone that I could hold onto
And give my love
Until the end of time

But forever was just a word
Something I’d only heard about
But now you’re always there for me
When you say forever
I’ll believe

Baby, you’re my destiny
You and I were meant to be
With all my heart and soul
I give my love to have and hold
And as far as I can see
You were always meant to be
My destiny

Maybe all we need
Is just a little faith.
Cause baby, i believe
That love will find a way.
hey..

Oh baby, you’re my destiny
You and I were meant to be
I give my love to have and hold
And as far as I can see
You were always meant to be
My destiny

SDAR 50 Years Car Sticker

Get Spotted & Win ? Not for the moment though. hehe! But this is the lastest memorabilia item on sale in the SDAR Alumni showcase & I am the major distributor.

Its in conjunction with the 50th anniversary of the school’s establishment back in 1957, the same year Malaya achieved independence.

Here is the how the sticker looks like :

Sold at RM 10 a piece & do visit my flikr page at www.flickr.com/photos/drnaz for a complete & bigger image.

Quote : Life

“We’re a planet of nearly six billion ninnies living in a civilization that was designed by a few thousand amazingly smart deviants.”

-Scott Adams-

The Impossible Dream

The IMPOSSIBLE DREAM
by Joe Darion (1972)

 

 To dream the impossible dream
To fight the unbeatable foe
To bear with unbearable sorrow
To run where the brave dare not go

To right the unrightable wrong
To love pure and chaste from afar
To try when your arms are too weary
To reach the unreachable star

This is my quest
To follow that star
No matter how hopeless
No matter how far

To fight for the right
Without question or pause
To be willing to march into Hell
For a heavenly cause

And I know if I’ll only be true
To this glorious quest
That my heart will lie peaceful and calm
When I’m laid to my rest

And the world will be better for this
That one man, scorned and covered with scars
Still strove with his last ounce of courage
To reach the unreachable star

Medical Insurance : What You Need to Know when Deciding

If you need to make a decision between several plans that your employer offers, or are looking to buy an individual health insurance policy, you need to know what to look for before making a decision.

When choosing a health plan, there are several important questions you should ask your human resources department (if it’s a group plan you’re considering) or health insurance agent. These are just some of the questions that will help you understand your choices and choose the plan that is best for you.

• Does the plan cover you for the specific doctor or hospital that you would like to use?
• Can you go to any hospital/clinic you like?
• What is the maximum Room & Board are you entitled to?
• Do you get a daily allowance when you are in the hospital to replace your income?
• How does the referral (GP to Specialist or direct) system work with each plan?
• What pre-existing conditions would affect coverage?
• How will each plan handle care if you or a family member is away from home?
• What are each plan’s monthly premium, deductible and coinsurance and would they fit within your budget?
• Are there other fees, such as copayments and out-of-network fees?
• Will the premiums increase over the years?
• Is the plan GUARANTEED renewable no matter how much you claim?
• Is there a Gurantee Letter system in place?
• What is the claim/reimbursement procedure/process like?
• Is there a maximum amount each plan will pay over a year or lifetime?
• What types of benefits are specific to this plan?
• How much on average does the proposed insurer pay in medical claims every month?

Life Insurance : Who Needs It ?

If someone depends on you financially, chances are you need life insurance.
Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your family meet many important financial needs like daily living expenses, mortgage payments and college savings. What’s more, there is no federal income tax on life insurance benefits.

Most Americans need life insurance. To figure out if you need life insurance, you need to think through the worst-case scenario. If you died tomorrow, how would your loved ones fare financially?

Would they have the money to pay for your final expenses (e.g., funeral costs, medical bills, taxes, debts, lawyers fees, etc.)? Would they be able to meet ongoing living expenses like the rent or mortgage, food, clothing, transportation costs, healthcare, etc? What about long-range financial goals? Without your contribution to the household, would your surviving spouse be able to save enough money to put the kids through college or retire comfortably?

The truth is, it’s always a struggle when you lose someone you love. But your emotional struggles don’t need to be compounded by financial difficulties. Life insurance helps make sure that the people you care about will be provided for financially, even if you’re not there to care for them yourself.

To help you understand how life insurance might apply to your particular situation, below we’ve outlined a number of different scenarios below. So whether you’re young or old, married or single, have children or don’t, take a moment to consider how life insurance might fit into your financial plans.

You’re Married
Most families depend on two incomes to make ends meet. If you died suddenly, could your family maintain their standard of living on your spouse’s income alone? Probably not. Life insurance makes sure that your plans for the future don’t die when you do.

You’re a Single Parent
As a single parent, you’re the caregiver, breadwinner, cook, chauffeur, and so much more. Yet nearly four in ten single parents have no life insurance whatsoever, and many with coverage say they need more. With so much responsibility resting on your shoulders, you need to make doubly sure that you have enough life insurance to safeguard your children’s financial future.

You’re a Stay-At-Home Parent
Just because you don’t earn a salary doesn’t mean you don’t make a financial contribution to your family. Childcare, transportation, cleaning, cooking and other household activities are all important tasks, the replacement value of which is often severely underestimated. Some surveys have estimated the value of these services at over $40,000 per year. Could your spouse afford to pay someone for these services? With life insurance, your family can afford to make the choice that best preserves their quality of life.

Your Kids Are Self-supporting and Your Mortgage is Paid Off
As the years go by, you may feel your need for life insurance has passed. But just because the kids are through college and the mortgage is paid off doesn’t necessarily mean that Social Security and your savings will take care of whatever lies ahead. If you died today, your spouse will still be faced with daily living expenses. What if your spouse outlives you by 10, or even 30 years, which is certainly possible today. Would your financial plan, without life insurance, enable your spouse to maintain the lifestyle you worked so hard to achieve? And would you be able to pass on something to your children or grandchildren?

You’re Retired
Did you know that depending on the size of your estate, your heirs could be hit with a large estate tax payment after you die (up to 48% of your estate depending on your state). The proceeds of a life insurance policy are payable immediately, allowing heirs to take care of estate taxes, funeral costs, and other debts without having to hastily liquidate other assets, often at a fraction of their true value. And life insurance proceeds are generally income tax free and can be arranged to avoid probate. Finally, if your insurance program is properly structured, the proceeds from your life insurance policy won’t add to your estate tax liability.

You’re a Small Business Owner
Besides taking care of your family, life insurance can also protect your business. What would happen to your business if you, one of your fellow owners, or perhaps a key employee, died tomorrow? Life insurance can help in a number of ways. For instance, a life insurance policy can be structured to fund a “buy-sell” agreement. This would ensure that the remaining business owners have the funds to buy the company interests of a deceased owner at a previously agreed upon price. That way, the owners get the business and the family gets the money. To protect a business in case of the death of a key employee, “key person insurance,” payable to the company, provides the owners with the financial flexibility needed to either hire a replacement or work out an alternative arrangement.

You’re Single
Most single people don’t need life insurance because no one depends on them financially. But there are exceptions. For instance, some single people provide financial support for aging parents or siblings. Others may be carrying significant debt that they wouldn’t want to pass on to family members who survive them. If you’re in these types of situations, you should own life insurance because you wouldn’t want your loved ones to be burdened financially in the event of your premature death.

Source : http://www.life-line.org