Start Early to Help Build Your Child’s Financial Security

By John Ingrisano, CLU1 “I want my children to have a good start in life.” Don’t we all? No, that doesn’t mean spoiling them rotten, though we often wish we could. We want to give them a solid leg up so they can achieve their own financial security. Fortunately, there is much you can do … Read more

Teach your kids about MONEY

As a group, children are among the most affluent consumers in the country, spending billions of dollars a year on everything from movies, cosmetics and CDs to clothing, televisions, computers and cars. Fortunately, as parents, there is much you can do to promote smart money habits and teach your children how to manage money effectively. … Read more

Buying life insurance? Should or should not?

Why should a man buy life insurance? To protect his family, replace lost income if he dies, provide for his own retirement security, and a number of other reasons. Life insurance pays off mortgages, funds college educations if the income earner can’t be there, and guarantees that the spouse won’t have to sell the home … Read more

What say you?

How do you find my new banner up there? courtesy of supersomething.blogspot.com (ijat). the photographer? Ahmad Izhan Datuk Abdul Rashid, a friend from the office (still single & very available… hehe!) Currently I’m trying to put in as many articles that I can find regarding life insurance for the benefit of everyone here. I have … Read more

Choosing a Life Insurance Agent

By Sandy John, Contributing Reporter (www.lifeinsurance.net) Do away with whatever image of you have of life insurance agents, and think of them as a guide, someone who can walk you through a complicated set of decisions that could affect the lives of your loved ones when you’re no longer there for them. “Life insurance is … Read more

How Your Insurance Premiums Are Calculated

By Sandy John, Contributing Reporter (www.lifeinsurance.net) Insurance is all about managing risks. And insurance companies don’t take any risks when they are setting the rates you will pay for a policy. They want to take precautions to ensure that you won’t die prematurely, causing them to pay out a lot more than you paid in. … Read more

How Much Life Insurance Do You Need?

By Darrel Richter, Contributing Reporter (www.lifeinsurance.net) When deciding how much life insurance coverage you need, you’re giving yourself the opportunity to protect yourself and your beneficiaries for years to come. But if you don’t correctly calculate how much money will be needed, you might be defeating the purpose of life insurance. You can group the … Read more

Questions to Ask Before You Buy

By Darrel Richter, Contributing Reporter  (www.lifeinsurance.net) Do people buy as many life insurance policies that fit in their budgets and assume they’re covered for every possible issue that could come up. But that’s not necessarily the case. If you don’t read your policy carefully before you sign on the line, you might end up being … Read more

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