Cakes from Chef Ezham

September 27, 2007

I’ve known Ezham since we were 13 ! That was more than 15 years ago & today, apart from running his own western food restaurant, he bakes cakes as a hobby.

He not only has a passion for cooking but also had formal education from UiTM in the field of culinary arts. Not only that, his wife is also a qualified chef too! So, please order with full confidence as I can assure you of high quality cakes because if you look at the list below, there are only 4 which means they have specialization.

In terms of catering for weddings, he doesn’t do the whole thing (that would fall under the skills of Abdul Halim Jefferey, another old friend and wonderful client who has catering experience for up to 5000 pax). Chef Ezham only caters for the main table as it requires a lot more artistic and personal touch.
Here is his brief advert :

Fresh homemade cakes 4 hari raya. Free delivery. Delivery on 10 & 11 oct.

List of cakes

1. Choc moist cake – rm 16 / 500 gm
2. Lemon cheese cake – rm 16 / 500 gm
3. Prune cake – rm 18 / 500 gm
4. Blueberry cake – rm 18 / 500 gm

Any inquiries please contact Chef Ezham @ 012 674 7014.  Tq.


RM 11 for a Murtabak…

September 26, 2007

Wow! this is the 2nd time I’ve heard this from the media. The 1st was on TV3 prime time news but if I’m not mistaken, it was declared being sold at RM 3 and RM 6.50 respectively.

Maybe its a different stall? hmmm. Well, too bad I can’t hop on a helicopter, drop by the stall in Kota Baru, buy 3 or 4 pieces & make it back to KL just in time for iftar. haha!

Plus-sized murtabak draws the crowd

KOTA BARU: A stall selling its very own king-sized murtabak – aptly named the “Royal Murtabak” – has been the focus of many during the fasting month here.

A long line of people is seen crowding the stall hours before the breaking of fast every day to buy the plus-sized delicacies.

Extra fillings: Nik Faizah making the murtabak at her house in Kota Baru yesterday.

Hawker Nik Faizah Nik Ab Rahman, 53, has been making and selling the extra big murtabak since 1995.

“I learned how to make murtabak from my mother who named it the Royal Murtabak,” she said.

Her mother had named the delicacy – dough wrapped in meat – the Royal Murtabak in the 1970s after the then Sultan of Kelantan Al-Marhum Tuanku Yahya Petra suggested it to her when dining at her stall.

Nik Faizah, who has three children, began learning the art of making the jumbo-sized murtabak at the age of 15.

Later, she took over her mother’s stall along Jalan Merbau here and made it a speciality for those breaking fast.

Sold at RM11 per piece, the response is so good, thanks to the double chunks of pastry and meat, rolled in with eggs, a secret recipe of spices, and a large serving of onions which her customers love.

Nik Faizah said that during the non-fasting period, she sells about 80 pieces daily but once Ramadan begins, sale of the delicacy would increase to 300 pieces daily.


An opinion on the PhD

September 19, 2007

I read this long article with interest as there are some issues regarding the PhD that needs to be looked into.

Based on what I read, obtaining a PhD is only the beginning towards becoming a scholar. But a scholar does not necessarily need to have a PhD to be one. And just by being a PhD holder does not mean that you would have the highest authority in your chosen field. Because according to the writer, it is only the beginning to a way bigger picture altogether.

Its more of the issue on quality rather than quantity. Read on and please share your views.

NST Online : Perspective: The PhD — is it overrated?

01/09/2007

By : A. MURAD MERICAN

Malaysia needs great scholars to enlighten citizens about its politics, technology, science, nationhood and statehood
Malaysia needs great scholars to enlighten citizens about its politics, technology, science, nationhood and statehood

A doctorate is just the beginning, not the end of reading, learning and scholarship. It is the contribution to scholarship after obtaining the qualification that gives it value, writes A. MURAD MERICAN.

Malaysia needs great scholars to enlighten citizens about its politics, technology, science, nationhood and statehood

MALAYSIA hopes to produce 21,000 PhD holders by 2010 to teach in local universities. The majority are to be in science, technology and medicine.

The move to create more PhD holders is part of the National Higher Education Strategic Plan and the National Higher Education Action Plan 2007-2010 which was launched by Prime Minister Datuk Seri Abdullah Ahmad Badawi last week.

A doctorate is a qualification based on satisfactory, original work demonstrated with a submission of a thesis usually after two or 2½ years full-time study under a supervisor.
Postgraduate programmes in Malaysia are now gaining momentum — the immediate reason being that more school-leavers go to universities to do their master’s and doctorates — traditionally abroad, and in recent years, in Malaysia.While the PhD has generally become a requirement for those choosing university teaching as a vocation and for career advancement in universities, the public and corporate sectors and non-governmental organisations, yet, in itself — even for a career in the university — a PhD may still be an option.

Still, would the number of PhDs necessarily make a university a better and competent place to study and contribute to the nation?

Is a PhD (from the Latin Philosophie Doctor or “teaching of philosophy”) a necessary prerequisite for scholarship (and challenging existing ones) as well as creating a vibrant intellectual community in Malaysia?

The initiative to produce more PhD holders has to specify the types of doctoral advanced degrees that Malaysia needs. A PhD is only one type of doctorate. Since the Malaysian higher education system is mainly aligned to both the American and British systems, knowing what it means in both is essential.

While the PhD is the most common doctorate, the term “doctorate” can refer to any number of doctoral degrees.

If the majority are to be in science and medicine (including engineering), then we have to classify these as vocational doctorates which would carry such nomenclatures as D Eng (for engineering), EdD (education), DBA (business administration).

Domestic universities can create such doctorates (not uncommon abroad) as Doctor of Arts (DA) or Doctor of Technology (DT). These degrees may be seen as “equivalents” to the Doctor of Philosophy degree.

In Malaysia, as well as in the United Kingdom, the degree of Doctor of Philosophy is the most junior of the doctorates and distinct from higher doctorates such as DLitt (Doctor of Letters) or DSc (Doctor of Science), which are granted on the basis of a portfolio of work submitted, usually a series of published papers, on the recommendation of a committee centred in a particular faculty.

There is a general acceptance that a PhD is equated with an intellectual. And that an intellectual is a scholar. Many, even academicians themselves, may have problems in making the distinction between a scholar and a professor.

But never mind the difference between a scholar and a professor. Suffice it to say that a professor need not necessarily be a scholar and a scholar need not necessarily be an academician and an academician may be far removed from being an intellectual. But things overlap. And the very rare ones are all four at once, plus a PhD holder.

But why the PhD? Why embark on doctoral work if it may not be critically necessary to the development of a person except for carrying the title and reinforcing the false assumption that a PhD holder would become a better academician, teacher, researcher and scholar?

All universities in Malaysia celebrate the PhD as the only form of legitimate human capital worth recognising (for promotion, reward and other perks).

A PhD holder is just a PhD holder. One need not hold a PhD to be a professor. The PhD is just the beginning, not the end of reading, learning, and scholarship. It is generally accepted that a doctorate is a small contribution to the body of knowledge. It is the contribution to scholarship after obtaining the degree that gives it value.

Most universities in Malaysia have become obsessed with the degree that those without a PhD — but who have developed scholarship and are scholars in their own right — are deemed ineligible for professorships.

In the domain of the university, what matters is discipline (and all its ramifications). A baccalaureate is also eligible for professorship if that person has demonstrated reasonable contribution to a field through teaching, research and publication besides acquiring the relevant reputation and recognition among his peers.

One can look up many universities both in the American and British systems where there are BAs who hold chairs in their respective areas. In Malaysia, academics such as the late Professor Ahmad Ibrahim and Abu Bakar Hamid do not have PhDs.

Many local academics who have contributed significantly to their areas of study are languishing in their vocations because they are not PhD holders. You don’t need a PhD to be a vice chancellor.

This is not to say that we cannot put in place initiatives to increase PhD holders in the universities but we have to be clear about our aims.

Unfortunately, many have overrated their doctorates.

Does a PhD make a man (or woman) more competent in an area? Do we make the degree or does the degree make us?

Many who have doctorates have not intellectually transformed and change should have come even before they embark on that scale of study. The temperament towards the spirit of enquiry and developing scholarship should already be embedded in their orientation and not as an afterthought.

Many also have nightmares of whether what they had gone through is a research or a thesis. There is a distinction between research for a doctorate and a thesis.

A PhD does not make a scholar. But generally the development of scholarship falls under the responsibility of those who have acquired that degree and who have completed work over a period of time and have demonstrated the potential for developing scholarship.

Given the proliferation of thesis titles that sound like term papers and research projects — and very localised too — we have to revisit the value of the PhD and the nature of supervision.

A PhD holder needs to have a certain dimension of transcendence of thought and a consciousness of his discipline.

We do not want topics like “A Survey of Undergraduate Economic Students in xxx class” or “Perceptions and Attitudes of Communication Students towards … ” or “The Use of ICT among Computer Science Students in …”

There is something wrong somewhere and such degrees are not only granted by local universities but also by those abroad.

What PhDs are we producing and what kind of programmes are our students attending locally and abroad? The latter, we cannot control but we can ensure that we do not produce mediocre PhD holders.

We do not necessarily need PhDs in professional areas such as architecture, engineering, law, accountancy, actuarial science and even journalism. In these areas, we need those who have attained the level of fellows from their respective professional/scientific societies.

A PhD in such areas serves a different purpose. But then, we also have to address the issues of experience and academic qualification.

Experience in teaching is not equivalent to academic qualification. A person with experience in industry may not be the best teacher or may not be capable of teaching at all. Industry experience and teaching ability may sometimes exist as incompatible paradigms.

If we are to embrace whatever ideals of progress, we need scholars and intellectuals as well, perhaps more than PhDs.

We need to move beyond the legacy of luminaries such as the late Syed Hussein Alatas. Malaysian universities generally do not cater to intellectual space. There is no excitement, debate and refinement in deliberations on great scholarship. Producing Nobel Prize winners does not come from a vacuum.

A country also needs great scholars to enlighten citizens about its politics, technology, science, nationhood and statehood. In quantitative terms, we cannot say that we are lacking in scientists and technologists. But we lack the thought about science and technology.

Our education system pays no attention to the history of science. What matters is the how’s and the why’s of science and technology.

We can have all the technology in the world but if we are dominated by the “vendor” mentality we will only end up being users of technology.

For our engagement with technology is not the consumption nor the creation of hardware and software but culture, thought and consciousness. Without that, we will forever be toying with the Coke bottle that fell from heaven — remember The Gods Must be Crazy?

This is the time to re-emphasise the arts. Malaysia has neglected the humanities and social sciences for more than three decades of its years of independence. Our research emphasises innovations and marketability. Along the way, we misconceptualise “soft skills”.

Our history and literature suffer in silence. Our sense of studying and comprehending society, history and philosophy for the greater good becomes disoriented by the forces of marketability and employment.

Our universities, no matter how many deliberations or announcements of change, still exist in old modes of knowing.

The state of our social sciences and the humanities still leaves much to be desired. Perhaps instituting an Academy of Social Sciences modelled on the Academy of Sciences, Malaysia, would augur well for the arts.

In some universities, the community of professors, who see itself as the creme de la creme, has developed its own orthodoxy and dogmatism, having lost the capacity to tread new paths and explore new knowledge.

Worst, they truly believe that their disciplines come from heaven — God-given in neat compartmentalised silos.

Creating 21,000 PhD university teachers does not mean that there will be an iota of dynamism in our scholarship. And a pool of up to 100,000 doctoral degree holders within 15 years? Surely, that is possible but we do not need human capital in quantitative terms.

We need paradigm bashers in the arts and sciences. Teach art and poetry to the scientist. Fundamentally there is no distinction between art and science, theory and practice.

In the first place, the 100,000 would-be doctoral degree holders must learn that such a dichotomy is false. Ask Nobel Prize winners — from medicine to physics and from literature to economics.

For the next 50 years, Malaysia needs social and intellectual progress, more than material advancement.

I fear if we are not able to produce a functioning intellectual community, we would not be able to manage and mitigate the ever-growing diversity in our midst which calls for civic tolerance and cultural pluralism embedded in enduring enlightenment.

If our universities want to be in the business of intellectual production for a progressive society, we need to revisit the humble Bachelor of Arts degree. We do not need a PhD for that.

Associate Professor Dr Ahmad Murad Merican holds a PhD (history and philosophy of science) from the University of Malaya. He has two bachelor’s degrees (journalism and political science). He has immersed himself in the College of Liberal Arts and made the Dean’s List at the University of Minnesota.


Delicious Cakes for Sale !

September 18, 2007

Yesterday I received a phone call from one of my very enterprising clients.She’s a very down to earth lady who likes to travel, socializes a lot and is a very loving mother. She’d make a wonderful mother in law for all you guys out there ! ehm ehm…

Anyway, she just called to say hi and asked me to share this info with all of you that she’s selling cakes for Aidilfitri with some friends. Here is a picture of the cakes below & you can read further details on my ‘buy & sell’ page.

You can also browse their web at :
http://www.naztech.com.my/peraga-equity/

I have ordered 2 dozen myself. Yummmmmmy !


Wealth Dynamics Seminar : Point #6

September 17, 2007

Wealth is not about money

If its not about money, what is it all about then? Accoring to Roger, a lot of people want to get rich by chasing money but the money never comes.

You can have a room of 100 people and give them $ 1,000,000 each but still these people could not be called rich because the money that you just gave to them could disappear in a matter of months or a few years. This can be shown clearly through examples of money gained thru inheritance and winning the lottery.

However, its not the same for another group of people. Why? Simply because no matter how much of their money that you take away from them, the money will come back to them thru new deals or other businesses.

Therefore, WEALTH can be defined as :
“What you are left with AFTER you take away all the money”

An example of these wealth profiles/personalities are Bill Gates (Microsoft), Richard Branson (Virgin) and Donald Trump.

 

 

Of course they are wealthy people today but try to look and study how they all started their wealth…


Look for a Job before you graduate

September 16, 2007

Unemployment is still a key issue in Malaysia, especially for fresh grads. Sometimes its due to a lack of opportunity. Others say its more to a problem among our grads who are not competent enough to be able to penetrate the job market. There also those who blame the educational providers for emphasizing too much on theory that in turn creates graduates who are not practical in the work place.

I say, why waste time to blame others? Lets forget about the problem and try to look at possible solutions. Once we come to a solution, just go out and DO IT !

I have a cousin who recently graduated in mechanical engineering from a very new local public university but was offered a job even before he sat for his final exams. And I must say that he is not on the deans list nor is he in the top 20% of his class.

But 1 thing is for sure, this cousin of mine has preserverence which means he is able to jump into any job and give it a try. If he does not like the job, he can just move on to another one, but trying is always the first step.

During semester breaks, he would hunt for part time jobs. I remember one time he used to work at a factory which produced raw materials to make baby diapers. Though the working hours were quite odd, he just gave it a try and made some good money by doing overtime for almost 3 months. He also met some new friends in the process. Then, it was the usual back to school.

But of course, how many undergrads do you know would want to spend their semester breaks working in a factory just for the experience?

Apart from trying, he also likes to socialize. As I have written before, we will never know the outcome of socializing until we go out there and meet someone. Thus, many unpredictable opportunities will come up, the possibilities might be infinity and the rest is history. But that will never happen if we do not mix around with our friends and our friends’ friends.

Now don’t get me wrong. It does not have to be a hi tea in a posh 5 star hotel. It could just be a teh tarik at a mamak stall or futsal with friends or a game of paint ball or a kenduri or a treasure hunt or a seminar. Being there alone is 1 thing, shaking hands and meeting the stranger sitting or playing next to you is the other.

One major effort that my cousin made was to attend career fares and distribute his resume during his final year in university. He knew that the competition was tough and the odds might be thin (based on the current job market situation and also his mediocre qualifications) but he went anyway.

How many CV’s do you think he sent out during his final year ? Not 10 not 20 but more than 50 CVs !

And he was offered his first job as a mechanical engineer in a manufacturing factory even before finishing his final exam paper!

Recently, not even 2 months into his 1st job, another bigger company, this time in the field of oil and gas offered him to work with them for almost DOUBLE the salary that he previously earned. So today, in the new company, the challenges and responsibilities are of course bigger (do you think a double salary comes without a price? haha!) . And all of that is worth it because he enjoys his job which requires him to be directly involved in the designing and fabrication of oil rigs.

Working MUST NOT be for the sake of only to take home an income but you must have passion in what you do. My father always reminded me that
” you must enjoy your job! “. Look around you and you will see that the majority of those people in your organization or your field of work who are in the to 10% earning bracket or hold high positions have deep passion for what they do (okay.. okay… please discount the a** kissers !). Some of them love their job so much that they would do it for FREE !

On 1 side I have this cousin of mine with a fantastic new job. On another side I have a friend who graduated the same year with me and chose to do his MBA which he completed 18 months later. My cousin who just started work less than 6 months ago is already earning twice my friend who has the MBA (which he got from a quite old local public university).

My cousin is enjoying his job which to me sounds very exciting and challenging. My friend with the MBA on the other hand complains that although his job is mainly to do admin work, he feels that he should be paid more because he has an MBA… All I can say is : dream on man !

I have confidence that my cousin ‘N’ will soar to greater heights and if he plays his ‘cards’ well, he’ll be earning a 5 figure income in 5 years time, if not less. InsyaAllah…

“Try and fail, but don’t fail to try.”
-Stephen Kaggwa-

Early search

STUDENTS at 70 institutions of higher learning can now hunt for suitable jobs actively even before they graduate.

They will be able to do this through the Career Placement Portal (CPP) at their campuses, launched in collaboration with JobsDB.Com, a Hong Kong-based online recruitment network and the Malaysian Association of Private Colleges and Universities (Mapcu).

The portal will provide current students, fresh graduates and alumni with the means to search for their dream jobs from among over 70,000 opportunities available both locally and internationally.

JobsDB.Com executive director Vincent Koo described the arrangement between the online recruitment network and the 70 institutions at a “one-of-a-kind partnership”.

Dr Parmjit exchanging copies of the MoU with Koo while Ong looks on.

“The CPP will lead students and fresh graduates to a wide range of jobs catering specifically to the their needs,” he said at the launch of the CPP and signing of a memorandum of understanding (MoU) in Kuala Lumpur on Thursday.

The signing of the MoU was witnessed by Deputy Higher Education Minister Datuk Ong Tee Keat.

Koo, who had flown in from Hong Kong for the event, also observed that there was a shortage of trained personnel in Asia in the fields of information technology (IT) as well as sales and marketing.

Mapcu president Dr Parmjit Singh concurred, noting that there had been a perception that IT students were not getting jobs.

“The reality of the situation is that there is a critical shortage of IT graduates both locally and regionally, which has created a very big vacuum in the industry,” he said.

Meanwhile, Ong commended JobsDB.Com for bridging the gap between the corporate world and the academic world in the provision of employment opportunities.

“This will benefit both parties mutually as the graduates will supply the knowledge and skills required by the job market,” he said.

The ideal situation, according to him, will be one where a person can chose a career that is in tandem with his temperament, emotional and social well-being, and also provides financial security.

JobsDB.com will host and design the CPP for Mapcu members.

The portal will link students to three categories of job opportunities – those for fresh graduates, those that are Malaysian and those that are international.


Job Opportunities Down Under

September 16, 2007

The Star : Sunday September 16, 2007

Option to work after studies

STUDENTS keen to gain solid work experience after graduation can now look to doing so Down Under.

Under new regulations introduced recently, students in Australia who have met certain criteria can work for up to two years in the country.

This applies to students who:

  • have successfully completed the principal course of study for which their student visa was granted, and want to undertake a period of supervised work experience for professional registration either in Australia or in their home country; or
  • have successfully completed the principal course of study at the diploma or higher level for which their student visa was granted, and want to undertake a supervised occupational training programme in a closely related field for up to 12 months.

    A view of the Alcan Gove Alumina refinery in the Northern Territory, Australia. The mining industry, Australia’s largest single exporter, also offers a wide range of job vacancies. – AP

    Subject to meeting a number of conditions, these students can apply for an occupational trainee visa subclass 442 to work in Australia.

    “What this means is that students will be able to remain and work in Australia upon graduating so that they can gain relevant work experience which will hold them in good stead on their returning to Malaysia and joining the workforce,” said Studylink Sdn Bhd senior education adviser Tony Tan.

    According to him, the new regulations also provide for the visa subclass 485, which allows overseas students who do not meet the criteria for a permanent General Skilled Migration visa to remain in Australia for 18 months to gain skilled work experience or improve their English language skills.

    They may apply for permanent residence at any time if they are able to meet the pass mark on the General Skilled Migration points test. One of the main conditions of this visa is that students must have studied for two or more years in Australia.

    On job opportunities in Australia, Tan notes that as the mining industry is Australia’s largest single exporter, it also has the biggest and widest range of job vacancies, ranging from those in engineering to others in science-based fields like geology, environment, chemistry and geophysics.

    Students graduating from business streams, he adds, are very highly sought in the same industry, and there are also numerous vacancies in accounting/finance, business administration, marketing, health and safety, human resources, information technology and even law and public relations communications.

    Meanwhile, the Australian Education Roadshow is on again, with universities from Australia, government and private schools, TAFE institutions, and hotel and language schools sending representatives to meet Malaysian students.

    Organised by Studylink, the fair will be held at the Sheraton Hotel, Subang on Sept 20, Armada Hotel, PJ (Sept 21), Seri Pacific Kuala Lumpur (Sept 22), Trader’s Hotel, Penang (Sept 23), Syuen Hotel, Ipoh (Sept 24), open day at Studylink office, SS15, Subang Jaya (Sept 25), Seri Pacific Hotel, Johor Baru (Sept 26), Katerina Hotel, Batu Pahat (Sept 27), Classic Hotel, Muar (Sept 28), and Equatorial, Malacca (Sept 29).

    All application fees to institutions will be waived during the 10-day roadshow.

    For details, call 03-5880 8080 (Subang Jaya), 04-228 2286 (Penang), 05-807 2273 (Taiping), 05-255 2811 (Ipoh) and 07-332 1700 (Johor Baru) or go to www.studylink.com.my or e-mail elainelow@studylink.com.my


  • Better broadband benefit

    September 11, 2007

    Better broadband benefit

    This is the final of a three-part question-and-answer series provided by PricewaterhouseCoopers on various aspects of Budget 2008.

    Q: Budget 2008 announced that payment of broadband subscription fees by employers for employees would not result in the employee having to pay income tax. How would this be consistent with the ruling on perquisites?

    A: Prior to the above proposal, the payment of broadband subscription fees by the employer, whereby such fees are the pecuniary liabilities of the employee, are perquisites to the employee regardless of whether the employer makes the payment direct to the broadband provider, to the employee to settle the subscription fees, or to the employee as a reimbursement.

    However, with the proposed change, employers would be able to provide computers (for personal use) and broadband subscriptions (personal use) without any tax burden to the employees. In a flexi benefit scheme, this could be considered as additional offerings without any negative tax impact on the employer and employee.

    This incentive is in line with the Government’s aspiration to increase broadband penetration in nurturing a knowledge-based society. Please note that the exemption is effective from the year of assessment (YA) 2008 until year of assessment 2010 only.

    Q: The Government has announced that an incentive will be given to the private sector to purchase security and surveillance equipment. What incentive is this and how does it work?

    A: Budget 2008 proposed that an Accelerated Capital Allowance be given on expenses incurred on the following:

    •Security control equipment installed in the factory premises; and

    •Vehicle surveillance equipment installed in container lorries bearing Carrier Licence A and general cargo lorries bearing Carrier Licence A and C.

    The allowance is to be fully written off (in the form of capital allowance) within one year. The eligible security and surveillance equipment needs to be approved by the Finance Minister. Please note that this proposal is effective from YA 2008 to YA 2012 only.

    PwC Tax Team: (seated from left) managing consultant Chee Ying Cheng, executive director Fung Mei Lin and senior consultant Chandran Ramasamy; (standing from left) managing consultants Wong Yoke Lin, Farah Rosley and senior consultant Lee Kooi Thing.

    Q: The Government announced that it would implement a single-tier tax system whereby the profits are only taxed at the company level and dividends received will be exempted from tax. I am a pensioner whose sole income is the receipt of dividend income, and some interest income from fixed deposits with banks. How will this affect me?

    A: Under the current tax system, the taxpayer has to declare the gross dividend as opposed to the net dividend received in their tax returns and claim a tax credit under Section 110.

    With the proposed new single-tier tax system, the tax on the company’s profit is a final tax. Hence, the dividend that you receive from companies that elect to be under this proposed system will be exempted from tax.

    It is the Government’s intention that with the introduction of this single-tier tax system, dividends can be more easily distributed. However, there will be a transitional period of six years (starting Jan 1, 2008) to ensure smooth implementation of the tax system.

    Hence, during the transition, you may receive some dividend income that has attracted income tax and not exempt from tax from companies that still have Section 108 credits. For this, you may claim a Section 110 tax credit in your tax return.

    Q: To promote a culture of life-long learning among Malaysians, Budget 2008 proposed a tax relief of RM5,000 on education fees for all post-graduate studies. If my wife and I are both pursuing our master’s degrees, spending about RM8,000 each a year, can we each claim RM5,000 in our individual tax returns?

    A: Yes, both of you are eligible to claim a RM5,000 relief each in your respective tax returns provided that your post-graduate studies are at institutions or professional bodies in Malaysia that are recognised by the Government or approved by the Minister undertaken for the purpose of acquiring law, accounting, Islamic financing, technical, vocational, industrial, scientific or technological skills or qualifications. Please note that this deduction is effective only from YA 2008 onwards.

    Q: The Prime Minister in the Budget speech proposed fund management companies be given income tax exemption on all fees received in respect of Islamic fund management activities until years of assessment 2016. What further details can you provide on this?

    A: To further promote Islamic fund management activities, it is proposed that local and foreign companies managing Islamic funds approved by the Securities Commission (SC) for both local and foreign investors be given income tax exemption.

    The lslamic funds must be approved by the SC. This will make it easier for local fund managers to enjoy this tax incentive since existing syariah-based funds in Malaysia are being invested in by both local and foreign investors.

    This proposal is effective from YA2008 to YA2016.


    Another appearance by Ms Sharon

    September 11, 2007

    The Star Online : 11 September 2007

    Pullout makes learning fun after UPSR

    PETALING JAYA: With informative diagrams and fun illustrations, 6 to 1, a pullout in The Star, is an ideal alternative to textbooks for post-UPSR pupils to learn Maths and Science in English.

    SP Setia group human resources general manager Capt (Rtd) Liew Siong Sing said: “I think the newspaper is one of the easiest mediums to study English as it is more interesting to read than textbooks.”

    The property developer is sponsoring 200 copies each of the first two issues of 6 to 1 to 85 schools in Johor, Penang and Selangor.

    Some of the poorer pupils attending these schools are participants in the Setia Adoption Programme run by the developer’s charity arm, SP Setia Foundation. The programme provides some basic educational needs like school uniforms, stationery and workbooks, for needy pupils.

    Great stuff: G. Damodaran showing this year’s first issue of 6 to 1to Liew in Petaling Jaya yesterday. With them are Star-NiE coordinator Sharon Ovinis and SP Setia Foundation secretary Tang Dee Leng.

    Liew presented a cheque signifying SP Setia’s sponsorship to Star Publications’ senior manager (circulation) G. Damodaram at Menara Star yesterday.

    6 to 1 is a 24-page pullout specially designed to help Year Six pupils study Maths and Science in English after having learnt both subjects in Bahasa Malaysia in primary school.

    Based on the Form One syllabi for Maths and Science, the pullout contains interesting activities, games, puzzles and experiments to make learning fun, and was a great hit with parents and pupils over the last two years.

    Available only to schools, 6 to 1 will be published every Tuesday for eight weeks, excluding the Hari Raya holidays, with the first issue out today.

    For just RM5.60, a pupil will receive all eight issues of the pullout along with the day’s copy of The Star.

    For subscription and queries, call The Star’s Circulation Department (customer care unit) at 03-7967 1777 / 1388 ext 1152 / 1160 (Mondays to Fridays from 9am to 5pm).


    Celcom’s Forward Charging – ‘the unexpected’

    September 10, 2007

    Before I proceed with the next Wealth Dynamics point, here is an update on the so called ‘fantastic’ CELCOM minutes package…

    Yesterday, I went to pay my bill of RM 180+ to Celcom. Previously I was on the RM 80 minutes package to which I have had it upgraded to RM 120 as of 3rd August 2007 since what Celcom was charging me so far was quite reasonable based on my personal use of their services.

    I was informed by the Celcom staff who helped me to upgrade my account that there would be ‘prorata’ charges on my next bill (this month) – which turned out to be RM 97++ extra. Fine, no argument there as I was informed of this matter.

    After I made the payment at a Celcom kiosk yesterday, I was shocked to find out that I still owed Celcom another RM 109 !!!

    So, still disturbed by this matter and since I had to wait like ages for the call to 1111 to be answered, I called again early this morning to have the nice customer service exec tell me that “yes sir, after your payment yesterday, you still owe us another RM109!” and I was puzzled because I still have not received my bill for August (normally I pay just after the billing date because I do not want any service interruptions and moreover, as far as the bill is concerned I very seldom go beyond the RM 200 limit and have never even crossed RM 220)

    After some asking and investigating (she was very nice by the way) she told me that due to the upgrade, Celcom was charging me an advance of RM 120 !!! and I told her that this is ridiculous since I have to pay for something that I have not even used ! And what more, ever since I used their postpaid service, I have never failed to pay my bills on TIME in FULL every single month!

    Fine then, even IF Celcom wants to charge me an advance, then just minus RM 120 with my previous RM 80. So its only RM 40 ! but no… its damn easier to abuse the customer isn’t it ???

    To me, its not so much an issue or RM 40, 80 or 120 but the fact that as a telco provider, promoting the so called ‘CELCOM territories’ how on earth can Celcom impose such a procedure on upgrades from their loyal customers?

    Instead of upgrading, customers might just terminate their account and go for
    MAXIS or even DIGI and bring all their thousands of friends, clients, famliy members and blog readers with them. ehm ehm…..