Personal Accident Insurance

As accidents occur quickly and often unexpectedly, many organizations and individuals choose to purchase insurance coverage to help family members and loved ones deal with the associated financial instability.

By purchasing Personal Accident Insurance your beneficiary can receive a death benefit in the event of your accidental death during your business trip, vacation, or while going about your daily activities. Policies can be written on a group or individual basis and offer flexible coverage periods. Our coverage begins at $100,000 per person and can be increased up to $1,000,000 per person.

Coverage options include:

Accidental Death Only
Death of the insured resulting from an accident.

Accidental Death and Dismemberment
Accidental injury to the insured resulting in death, loss of sight or loss of limb(s).

Permanent Total Disablement from an Accident
A disablement which prevents the insured from obtaining any gainful employment after 12 months.

Temporary Disablement from an Accident
Accidental injury to the insured which temporarily prevents the insured from working.

Medical Expenses/Hospitalization resulting from an Accident
Necessary hospitalization and recovery expenses incurred by an insured as a result of an accident.

Evacuation and Repatriation
Reasonable traveling expenses incurred by the insured to evacuate or repatriate to the nearest suitable medical facility if disablement is expected to last four or more weeks

Source : http://www.clements.com/world_business/personal_accident.htm

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Comments
One Response to “Personal Accident Insurance”
  1. Good article. Looking forward to seeing you write much more about this topic.

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